The GOOD Project http://thegoodproject.com Get out of Debt Thu, 20 Nov 2008 16:00:30 +0000 http://wordpress.org/?v=2.6.3 en Bankruptcy or choosing to default on credit card debt. What are the ramifications of each? http://thegoodproject.com/bankruptcy-or-choosing-to-default-on-credit-card-debt-what-are-the-ramifications-of-each/ http://thegoodproject.com/bankruptcy-or-choosing-to-default-on-credit-card-debt-what-are-the-ramifications-of-each/#comments Thu, 30 Oct 2008 10:57:28 +0000 The Good Project http://thegoodproject.com/bankruptcy-or-choosing-to-default-on-credit-card-debt-what-are-the-ramifications-of-each/ credit card debt
perkins asked:


I have A LOT of credit card debt from opening a business and having to sell it in one year because of family responsibilities. Saw a bankruptcy attorney, but the options don’t seem to work for me as there’s no way I could ever pay off these debts.
I know it’s very immoral, but what will actually happen if I just stop paying on them? I know I’ll be inendated with phone calls and lose my good credit standing, but can they attach my bank account or any other asset?

]]> http://thegoodproject.com/bankruptcy-or-choosing-to-default-on-credit-card-debt-what-are-the-ramifications-of-each/feed/ How do you consolidate credit card debt if you do not own a home? http://thegoodproject.com/how-do-you-consolidate-credit-card-debt-if-you-do-not-own-a-home/ http://thegoodproject.com/how-do-you-consolidate-credit-card-debt-if-you-do-not-own-a-home/#comments Wed, 29 Oct 2008 14:35:22 +0000 The Good Project http://thegoodproject.com/how-do-you-consolidate-credit-card-debt-if-you-do-not-own-a-home/ credit card debt
RunsWithKnife asked:


I owe about $12,000 in credit card debt and I wanted to make that my year’s goal to pay it off, but a lot of the websites I find require that you own a home, or charge a huge interest for someone to “negotiate” with your creditors to bring down interest. Does anyone know of a good resource where I can just consolidate the debt and make one reasonable payment?

]]> http://thegoodproject.com/how-do-you-consolidate-credit-card-debt-if-you-do-not-own-a-home/feed/ How do get my credit card debt to zero? http://thegoodproject.com/how-do-get-my-credit-card-debt-to-zero/ http://thegoodproject.com/how-do-get-my-credit-card-debt-to-zero/#comments Thu, 16 Oct 2008 18:57:50 +0000 The Good Project http://thegoodproject.com/how-do-get-my-credit-card-debt-to-zero/ credit card debt
Ramesh asked:


I had left USA around 4 years back as I could not get a job(software). When I left I had credit card debt. Now i want to be back and normalize my debt. I currently dont have a job. I checked my credit report on the internet but confused with the terms. Its certain that collection agency must be trying to locate me. I cant figure out my current debt, thats when I left and now(including interest?). I need help in how to take the first step and how its going to affect my job-hunt.

]]> http://thegoodproject.com/how-do-get-my-credit-card-debt-to-zero/feed/ How do I consolidate my credit card debt? http://thegoodproject.com/how-do-i-consolidate-my-credit-card-debt/ http://thegoodproject.com/how-do-i-consolidate-my-credit-card-debt/#comments Thu, 02 Oct 2008 20:56:57 +0000 The Good Project http://thegoodproject.com/how-do-i-consolidate-my-credit-card-debt/ credit card debt
barefootbabee asked:


My wonderful , but obviously money happy boyfriend has accumulated around $13k in credit card debt. He has 4-5 credit cards, one with a balance of $7k. He does not own a house. We tried the bank where he has his truck loan through, but he cannot get a loan because he has no collateral. What can he do now? We want to start moving in the direction of marriage and a family, but not with this looming over us. What is the best way to resolve this issue?

]]> http://thegoodproject.com/how-do-i-consolidate-my-credit-card-debt/feed/ How can i combine my credit card debt and my cost of tuition into one loan? http://thegoodproject.com/how-can-i-combine-my-credit-card-debt-and-my-cost-of-tuition-into-one-loan/ http://thegoodproject.com/how-can-i-combine-my-credit-card-debt-and-my-cost-of-tuition-into-one-loan/#comments Mon, 15 Sep 2008 16:29:53 +0000 The Good Project http://thegoodproject.com/how-can-i-combine-my-credit-card-debt-and-my-cost-of-tuition-into-one-loan/ credit card debt
MahDick asked:


In august i will be going away to school. the cost of tuition is around 17,000 a year. at the same time i have about 4,000 dollars in credit card debt. is there any way i can payoff my credit card debt by adding it to my student loans? and how do i go about getting a student loan?

]]> http://thegoodproject.com/how-can-i-combine-my-credit-card-debt-and-my-cost-of-tuition-into-one-loan/feed/ Does the credit card debt restart if a different agencies send letters about your debt even after 6 years? http://thegoodproject.com/does-the-credit-card-debt-restart-if-a-different-agencies-send-letters-about-your-debt-even-after-6-years/ http://thegoodproject.com/does-the-credit-card-debt-restart-if-a-different-agencies-send-letters-about-your-debt-even-after-6-years/#comments Sun, 14 Sep 2008 19:19:35 +0000 The Good Project http://thegoodproject.com/does-the-credit-card-debt-restart-if-a-different-agencies-send-letters-about-your-debt-even-after-6-years/ credit card debt
XCALIBUR asked:


I mean i heard after 6 years or so your credit card debt is written off, but if during those 6 years you get letters from different solictors, agencies etc does this include the 6 years or is it restarted from the beggining when to a another agency?

]]> http://thegoodproject.com/does-the-credit-card-debt-restart-if-a-different-agencies-send-letters-about-your-debt-even-after-6-years/feed/ What happens to the credit card debt when your parents pass away? http://thegoodproject.com/what-happens-to-the-credit-card-debt-when-your-parents-pass-away/ http://thegoodproject.com/what-happens-to-the-credit-card-debt-when-your-parents-pass-away/#comments Tue, 09 Sep 2008 12:54:55 +0000 The Good Project http://thegoodproject.com/what-happens-to-the-credit-card-debt-when-your-parents-pass-away/ credit card debt
Triple Nipple asked:


What happens to credit card debt when one’s parents pass away in the event that they do not have an estate, BUT the children do have an estate (real estate, etc)?

Morbid, but just wondering.

]]> http://thegoodproject.com/what-happens-to-the-credit-card-debt-when-your-parents-pass-away/feed/ How much Credit Card Debt do you have? http://thegoodproject.com/how-much-credit-card-debt-do-you-have/ http://thegoodproject.com/how-much-credit-card-debt-do-you-have/#comments Sun, 17 Aug 2008 02:47:27 +0000 The Good Project http://thegoodproject.com/how-much-credit-card-debt-do-you-have/ credit card debt
canadianbiz asked:


I have $12,000 credit limit on my cards and owe a total of 47cents.
How much credit card debt do you have and are you able to pay more than just the minimum payment per month?

]]> http://thegoodproject.com/how-much-credit-card-debt-do-you-have/feed/ What is the best solution for credit card debt? http://thegoodproject.com/what-is-the-best-solution-for-credit-card-debt/ http://thegoodproject.com/what-is-the-best-solution-for-credit-card-debt/#comments Thu, 07 Aug 2008 23:38:46 +0000 The Good Project http://thegoodproject.com/what-is-the-best-solution-for-credit-card-debt/ credit card debt
Twin father asked:


What is the best solution for credit card debt?
I am way in over my head, I have 6 credit cards and I’m over $40,000 in debt. I have tried to take out a loan at the bank to consolidate but i got turned down. I need HELP!

]]> http://thegoodproject.com/what-is-the-best-solution-for-credit-card-debt/feed/ What is the best way to settle credit card debt? http://thegoodproject.com/what-is-the-best-way-to-settle-credit-card-debt/ http://thegoodproject.com/what-is-the-best-way-to-settle-credit-card-debt/#comments Fri, 18 Jul 2008 21:57:30 +0000 The Good Project http://thegoodproject.com/what-is-the-best-way-to-settle-credit-card-debt/ credit card debt
adams asked:


I am in search of a company or method that will allow me to settle or consolidate my credit card debt. I have researched some companys but I am not sure what is real or a scam. Fidelity debt solutions is one of them. Has anyone had any luck with any of the debt consolidation programs or debt settling programs? Let me know. I need help.

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